Housing is a basic requirement for human well-being with other facilities such as drinking water and proper sanitation. The Ministry of Rural Development has, therefore,  introduced Pradhan Mantri Gramodaya Yojana (Gramin Awaas) as supplementary scheme of Indira Awaas Yojana (IAY) for construction of houses for the families living below the poverty line in rural areas.

            PMGY(GA) is generally based on the pattern of the Indira Awaas Yojana (IAY) and is implemented in rural areas only.

            Only families living below the poverty line are entitled to the benefits of this scheme and not more than 40% of the total allocation in a financial year can be utilized for non-SC/ST BPL families. 

            Beneficiaries are to be identified by the Gram Sabha and from the list so prepared, Panchayat Samiti shall prepare a list of beneficiaries on priority basis within the allocation for the year. Zilla Parishad will finally approve the list. 

            In construction of dwelling-units, no contractor or outsider shall be engaged. 

            The ceiling of construction assistance under the scheme is Rs. 20,000/- per unit in plain areas and Rs. 22,000/- per unit for hilly / difficult areas. For conversion of unserviceable kutcha houses into pucca / semi pucca house, the maximum assistance will be limited to Rs. 10,000/- per unit.